Comments on NYTimes.com Editorial - Insurance Company Schemes
June 29, 2009
Topic: Miller Curtis & Weisbrod Blog
Anyone with health insurance has long suspected that the insurance industry has made an art form out of accepting monthly premiums, while denying payment of legitimate claims. The US Congress over the past few weeks has finally brought to light proof of that practice. LINK
That health insurers are taking advantage of their customers is terrible. That the customers are often in dire places at the time makes it despicable - family members dying of cancer, suffering the consequesces of a tragic accident, following the loss of a loved one. When the consumer most needs their coverage seems to be when the insurance company is most likely to deny or delay coverage.
Now, the important question: what can be done about it? As the NY Times says - strong oversite is necessary. For too many years, the view was to remove the regulation and allow the market to govern itself. We now have vivid proof that, when you take the referee out of the ring, the big guys don't fight fair. Congress needs to put the regulator back into the ring, so that the little guy isn't taken advantage of.
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